Distressed homeowners are starting to get creative.

Terry Hoskins was a struggling homeowner in Moscow, Ohio. He got very creative–he actually bulldozed his house so that the bank couldn’t have it.

Hoskins was particularly creative. But what about those stories you hear about people who just walk away from their homes. Is that the answer?

While I must state that a blog post won’t give you any legal answer and that each situation requires a different analysis, I can tell you this– there are supposedly companies that help you walk away from your home.